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Articles and Insights

  • Dying with “Unrealized” Losses
    by J. Randall Mascagni, MBA, CFP® on 28th April 2017 at 6:28 pm

    From time to time investors accumulate “unrealized losses” in an investment. These are losses that an investor could incur if they sold the investment. And by doing so... […]

  • Small Business Owners Building Wealth
    by J. Randall Mascagni, MBA, CFP® on 7th April 2017 at 6:33 pm

    We have all heard the typical strategies to building wealth… IRA accounts, investing in mutual funds, stocks and bonds, 401(k) plans, paying down debt, etc. These are all good strategies. However... […]

  • A Brief Thought on “Market Timing”
    by J. Randall Mascagni, MBA, CFP® on 2nd September 2015 at 8:23 pm

    Recently I was reminded by one of my most respected CFP® friends of a quote by Warren Buffet regarding investors overreacting during market corrections.  Karl has a “knack” of giving sound, time-tested financial advice in a very crystal clear way his clients and others appreciate.  Hopefully this will shed light on why investment advisors throughout the […]

  • Market Update & Perspectives
    by J. Randall Mascagni, MBA, CFP® on 26th August 2015 at 8:07 pm

    After days like these in the markets we know people are concerned.  So hopefully these thoughts can help add a little light to something that may seem very “dark” and confusing. I could bore you with details and go on and on about the possible cause (China’s economy slowing, a strong U.S. dollar, the Federal […]

  • Getting Financially Ready for Retirement
    by J. Randall Mascagni, MBA, CFP® on 26th May 2015 at 7:05 pm

    How long has it been since you took a good look at your financial situation?  I have found a good exercise each year is to take out your “yellow pad” and make a list of all your assets and liabilities.  Although this may not tell you how close you are to being ready to retire, […]