Several have asked about our thoughts on this market correction. First, we are sad about the lives that have been affected by this virus. Since December 2019, the coronavirus (Covid-19) outbreak has devastated many lives in many different countries. As it relates to the investment community, we have also felt the short-term impact of this virus. However, we believe the markets should recover with hopefully very little effect to our economy. As with other corrections we have seen, don’t be surprised if we potentially see the markets go lower and continue their wild “volatile swings” until things “clean up” and we eventually get back to where we were. Also, don’t be surprised to hear the media report some really “crazy” scenarios that may occur. For the most part we think this could end up being a good buying opportunity for the long-term investor. Many times these types of corrections can propel the market to go higher (dragging in new money at good entry points) once it recovers. So in the meantime, consider other possible benefits, such as declining mortgage rates that can provide excellent refinance opportunities for homeowners. As always, we encourage clients to call and discuss their concerns before making any knee-jerk decisions today that could result in derailing a good investment plan down-the-road.