Financial Planning in a Crisis: Cash

March 18, 2020 — Randy Mascagni

Think you need CASH? During market corrections advisors get calls from clients requesting cash. This is particularly when the market is having a bad day. ...

2020 Market Correction

March 4, 2020 — Randy Mascagni

Several have asked about our thoughts on this market correction. First, we are sad about the lives that have been affected by this virus. Since...

Turn off the TV?

December 10, 2018 — Matt Brown

In a recent article by Bryce Sanders in a commentary written for ThinkAdvisor magazine, we were reminded that “Television programming is funded by advertising. Advertisers...

Dying with “Unrealized” Losses

April 28, 2017 — Randy Mascagni

From time to time investors accumulate “unrealized losses” in an investment. These are losses that an investor could incur if they sold the investment. And by doing so……

Small Business Owners Building Wealth

April 7, 2017 — Randy Mascagni

We have all heard the typical strategies to building wealth… IRA accounts, investing in mutual funds, stocks and bonds, 401(k) plans, paying down debt, etc. These are all good strategies. However…

A Brief Thought on “Market Timing”

September 2, 2015 — Randy Mascagni

Recently I was reminded by one of my most respected CFP® friends of a quote by Warren Buffet regarding investors overreacting during market corrections. Karl has...

Market Update & Perspectives

August 26, 2015 — Randy Mascagni

After days like these in the markets we know people are concerned. So hopefully these thoughts can help add a little light to something that...

Getting Financially Ready for Retirement

May 26, 2015 — Randy Mascagni

How long has it been since you took a good look at your financial situation? I have found a good exercise each year is to...

Your Spouse’s Retirement & Social Security

May 19, 2015 — Randy Mascagni

Let’s assume for a moment that you are now gone and your surviving spouse must account for all the income she will receive. A common...

Needing Retirement Income?

May 12, 2015 — Randy Mascagni

Many pre-retirees are concerned and wondering if they will have enough retirement income when they retire. So how can they begin to improve their situation?...