In this part, let us remind you of the importance of attempting to grow your investment portfolio reasonably. Consider this… if you have ever played baseball, how many home runs did you hit? Or maybe as a spectator, how many home runs have your children or grandchildren hit on a consistent basis? So now you get it! Just as base hits are easier to get, a reasonable investment return probably stands a better chance to happen with possibly less risks. Let me say it again – if your retirement plan’s success depends on you hitting home runs with your investment portfolio, then stop that! Make adjustments now (save more, spend less, work longer if necessary, even consider working part-time during retirement, etc.). Keep in mind, a reasonable goal may be more successful if no more than a 4% to 6% long-term result could get the job done.