One of the most common questions we are asked by prospective clients is “How are you compensated?”
As a client of our firm, you have two basic paths to the personalized service you desire, both which are committed to your best interests. Since we are an independently owned Registered Investment Advisory firm, we can readily adapt to your needs and goals. Below we have detailed the various ways we are compensated. Deciding which service or combination of services is best for your situation is often a matter of personal preference and/or account size.
Mascagni Wealth Management, Inc. is a Registered Investment Advisor providing financial planning on a fee-only basis. During the initial year of working with you we may charge a planning fee for the development of a comprehensive (or partial) financial plan. For this service, clients are quoted a fee so there are no surprises once your plan is complete. We make this planning fee both reasonable and affordable.
As a Registered Investment Advisor, we provide a fee-only investment platform that is fully-transparent. As we help you invest and manage your assets, we will receive an investment advisory fee that is a percentage of account value. We do not receive any commissions or 12b-1 fees within these accounts and funds are purchased at NAV (net asset value) without clients incurring any sales charges, ticket charges or commissions. This helps you, as an investor, to be able to reduce overall fees by minimizing internal investment expense ratios as well as offer a very large group of investments (stocks, bonds, mutual funds, ETF’s, etc.). Emphasis is placed on minimizing client investment expenses within your investment goals and objectives.
On an as-needed basis, other services are available through our Broker/Dealer affiliation if they benefit our clients. Within this arrangement, securities by licensed individuals are offered through Investacorp, Inc., for commission services. This allows us to provide our clients any services that may not be available through our advisory practice. This method is often used for small accounts.
Telephone calls are answered personally and promptly by a friendly voice. Contact us to set up a free, no-obligation consultation.
“Whenever clients need us,
we’re here. They tell us
we’re just the right size—
not too big, not too small—
to provide the service they expect.”