How Do We Get Paid?

As an independent, we can readily adapt our services to your needs and goals. Deciding which service, or combination of services, is best for your situation is often a matter of personal preference or your account size.

Below are details about how we are compensated for the services we provide.

Financial Planning Services

We make this planning fee both reasonable and affordable. We are a Registered Investment Adviser providing financial planning on a fee-only basis. During the initial year of working with you we may charge a planning fee for the development of a comprehensive (or partial) financial plan. For this service, clients are quoted a fee so there are no surprises once your plan is complete.

Fee Only Advisor

An emphasis is placed on minimizing client investment expenses within your investment goals and objectives.

As a Registered Investment Adviser, we provide a fee-only investment platform that is fully transparent. As we invest and manage your assets, we receive an investment advisory fee that is a percentage of account value. We do not receive any commissions or 12b-1 fees within these accounts and funds are purchased at net asset value (NAV) without clients incurring any sales charges, ticket charges or commissions. This helps you reduce overall fees by minimizing internal investment expense ratios. It also helps us offer a very large group of investments, including stocks, bonds, mutual funds, ETF’s, etc.