J. Randall Mascagni, MBA, CFP®

President & Founder

Randy Mascagni earned his B.S. in business administration (B.S.B.A.) from the University of Southern Mississippi and his M.B.A. from Mississippi College. After 13 years as a personal investor and his family experiencing the need for financial planning, he founded Mascagni Wealth Management, Inc., a fully-independent financial planning firm. In July of 2006, Randy was featured in the USA Today Money Section as part of a pre-retirement financial planning review that provided suggestions to a married couple living on the Mississippi Gulf Coast. Randy has provided financial planning and investment articles for local publications like Mississippi Christian Living magazine and Mississippi Business Journal, as well as local papers and blogs. In 2007, Randy was awarded the Clinton Chamber of Commerce’s Distinguished Service Award, and in 2021, he was recognized by Mississippi Business Journal as one of Mississippi’s Leaders in Finance. Additionally, Randy is a member of Ed Slott’s “Master Elite” Advisor Group providing cutting-edge strategies with IRA accounts.

In 2004, Mascagni Wealth Management was included in the Bloomberg Wealth Manager’s 2004 ranking of Top Wealth Managers*, and in 2012 the firm received the Olde Town Business of the Year award from Main Street Clinton. In addition, Randy has volunteered for several local organizations and institutions and has served on a variety of boards. Whether helping a couple manage their retirement portfolio, supporting his team, or helping a widow or divorcee manage her situation and investment income, Randy invests his time and resources in this career field that he loves because he finds genuine personal satisfaction being in “the helping business.”

Randy is originally from Natchez, MS, and currently lives in Flora, MS, and is married to Vickie Havard of Ocean Springs, MS. In July of 2026 they will celebrate 50 years of such a God-blessed marriage. Together they have two sons, Collin and Carter, a granddaughter, Lila, and two grandsons, Myers and Harrison. Both Randy and Vickie have been very active at Morrison Heights Baptist Church in Clinton for more than 49 years serving in key leadership positions.

* Bloomberg Wealth Manager – 2004 Top Wealth Managers: Mascagni Wealth Management was included in Bloomberg Wealth Manager’s 2004 ranking of Top Wealth Managers, published in the July/August 2004 issue. The ranking was based on information as of December 31, 2003 and ranked participating independent investment advisory firms based on the asset value of their average client relationship. Average client relationship was calculated by dividing total client assets under management by the number of client relationships. To qualify, firms were required to be SEC-registered investment advisers, have at least $50 million in assets under management, offer financial planning services, and have more than 50% of their client base consist of individuals or high-net-worth individuals. Information used in the ranking was obtained through questionnaires submitted by participating firms and information reported to the SEC on Form ADV. No compensation was paid by Mascagni Wealth Management to obtain or be included in the ranking. The ranking was not based on investment performance or client experience and is not indicative of future performance or results.